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Take The Quiz! 3 Questions To Identify The Essential Business Insurance Coverages For Your Small Small Business

August 28, 2023

By Gild Insurance

Introduction

Starting and running a small business comes with its own set of challenges and risks. While you focus on growing your business, it’s crucial to safeguard it against unforeseen events that could potentially disrupt your operations. This blog post will walk you through the essential types of business insurance your small business should consider and provide a quick quiz to help you make informed decisions on how to protect your business’ future.

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Commercial Property Insurance for Small Businesses

December 22, 2020
By Susan Guillory –

As a business owner, one of the many important things you need to consider is business insurance. While there are several types of insurance coverage you might benefit from, one to certainly consider, if you own business property, is commercial property insurance.

What is Commercial Property Insurance?

Just like you might have homeowner’s insurance or coverage for personal assets, you can get commercial property insurance to protect any business property you own from things like theft, fire, vandalism, and storms.

What is Covered Under Commercial Property Insurance?

The first thing that comes to mind when you think of business property is probably the real estate you own or lease for your business. That certainly can be covered by a commercial property policy, but coverage can also include: (more…)

4 reasons why canceling restaurant insurance is a big mistake

April 28, 2020
By Insureon Staff –

If you’ve had to temporarily close your restaurant during the COVID-19 pandemic, you might be tempted to cancel your insurance to save money. This could cost you more in the long run – and expose you to risk.

The coronavirus pandemic is devastating to restaurant and bar owners across the country. While some food and beverage businesses are offering curbside takeout and delivery to offset losses during the temporary shutdown, the financial toll is staggering.

As you explore every avenue to cut costs, you may wonder if canceling one or more of your restaurant’s insurance policies could help. The money you may save now could cost you more down the road.

Before canceling anything, consider these drawbacks. (more…)

COVID-19 and cleaning businesses: How to keep your business safe from risks

April 16, 2020
By Insureon Staff –

Cleaning businesses are at the front lines battling against the spread of COVID-19. Take these steps to keep your employees, your customers, and your business healthy.

While the coronavirus (COVID-19) pandemic is hurting businesses across many industries, cleaning and janitorial businesses have seen a sharp increase in demand.

Cleaning service requests are pouring in as businesses and households try to prevent further infection. The online jobs platform ZipRecruiter reports that March 2020 demand for cleaners is up 75% from a year ago.

As cleaning businesses hustle to meet the changing needs of new and current customers, they must also prepare for possible financial and physical risks.

Follow these practical steps to avoid potential pitfalls if you take on the coronavirus. (more…)