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Small Biz Florida Podcast – Inside the Nation’s Premier Small Business Training Event

October 29, 2025

Tom Kindred  00:01

This is Small Biz Florida, the podcast and broadcast. That’s all things business across the state of Florida, and it is all about small business here in Orlando over the last couple of days. If you’ve been tuning in lately, you know small biz Florida is on the road again. We are working, covering, supporting, attending the 46th Annual America’s SBDC Training Event, the future of work. I can tell you, the rooms are absolutely full. 1400 SBDC consultants from around the country have all come to Orlando, Florida to participate in networking, sharing, best practices, but most important, participating in over 200 training workshops. They will take that information back to their SBDCs across the country to share with their small business community and small business owners and operators.

Tom Kindred  01:01

It is an incredibly powerful event here. The ballroom is full of exhibitors who represent the latest in technology, resources and tools that are used to assist America’s small business community. And we’ve got with us now a the table is full, just like the ballroom and the training rooms, so I’m going to go around the table and introduce everyone we’ve got with us now. It is April Youngblut, who serves as the Vice President for America’s SBDC. Welcome to Small Biz Florida, April.

April Youngblut  01:39

Thank you.

Tom Kindred  01:40

We’ve got Lisa Hall, who is the Regional Director for the University of Scranton’s SBDC. She also serves on the Professional Development Committee for America’s SBDC. Welcome to Small Biz Florida.

Lisa Hall  01:53

Thank you.

Tom Kindred  01:53

And we’ve got Kyle Hensel, who is the Director of Continuing Education at the University of Georgia’s SBDC Center. He chairs the Professional Development Committee of America’s SBDC and Kyle, it’s okay. You’re a Georgia Bulldog. We’ll, we’ll be we’ll work it out. I’m a gator.

Kyle Hensel  02:18

My apologies.

April Youngblut  02:21

By the end of this you’ll be friends.

Tom Kindred  02:22

Yeah, we’ll be friends. We’ll work it all out. Listen, welcome everyone. April, I can just start by saying most incredible training event I think I’ve ever been to, ever seen, ever been a part of. 200-plus workshops. I just can’t believe the kind of training support that America’s SBDC offers all of the consultants across the country. Incredible work. April.

April Youngblut  02:52

thank you so much. You know the the sessions that you’re talking about that are that have been packed to the seams, and we have some very active and wonderful dynamic attendees in are to the credit of our professional development committee who really goes through and makes decisions about what kind of content these people need. You know these people, our advisors, our network of advisors, need to help them take their expertise back into their local communities and share that knowledge with our small business clients, the small businesses that are listening to this podcast. So we’re very grateful. We’re grateful to be here. Thank you for having me and thank you for your kind words about our event.

Tom Kindred  03:33

Yeah, let’s start as we always do, because I’m anxious to get into the conversation about the event itself, but real quickly, let’s go around the table just a little bit of your background pathway to your current role. We’ll start with you, April.

April Youngblut  03:47

Okay, I actually started out in advertising, and I went to school for that, and spent a lot of time in communications, video production, and I actually ended up working for a small business in the tech space, around 2007-2008. I came to the America’s SBDC conference in Chicago. Sponsored, our organization, sponsored the state stars, the SBDC state stars. And that’s how I met the program. And I love working for small businesses, and I got to know some of the staff and the people at the association, and later they were looking for someone to come over and help them with their event, and reached out to me, and kind of serendipitously, ended up there about 15 years ago.

April Youngblut  04:34

And over those 15 years, I worked as the director of marketing. I eventually became the VP of Communications and Marketing, and the position just evolved. And so I was very involved in the creative and art direction of this event. And, you know, worked with all these committees to, you know, get their input and build something. It’s been a lot of fun, and it’s, it’s wonderful to do it. And now I’m, you know, the Vice President. President of the Association, and it’s very exciting. I’m very excited about this role. I have, after all this time, a strong vision of where I think things should go, and so it’s but it’s wonderful to kind of have that experience, all those experiences in the past to help me.

Tom Kindred  05:14

Lisa, same question.

Lisa Hall  05:16

So I was born into a family business, and always knew that I wanted to help small businesses, but I didn’t know what that meant. But eventually came to partner with the SBDC when I was working for another institution, and it all kind of became clear that this was how I could help small business. So I’ve been with the SBDC for 18 years. I have come to conference for I think my first conference was in 2008 maybe, and I’ve been on the conference committee. This is my 15th conference. Wow, as part of the committee, it has been an amazing experience, really, in in professional development, and all of those good things. But also, there’s a whole network of people across this nation, and you get to know people, and you get to you know, you might have, I might have clients in Scranton, and we’re working on something, and I can pull in, you know, someone from anywhere across the nation, and I meet them here and develop those relationships, and look forward to that each year.

Tom Kindred  06:25

Nice. Thank you for all you’ve done. Kyle, same question.

Kyle Hensel  06:30

Absolutely. Well, you know, coming out of college, I had dreams, you know, business school. I’m going to be in corporate America. I’m going to, you know, be a CEO one day. And then I went out and did that. I worked at several large retailers, you know, Walmart is one of them, and worked for several years. And then I had the opportunity to go back, and actually, one of my major professors said, Hey, why don’t you come back and teach for us? And I ended up becoming an instructor of retailing and marketing for about three or four years at the university level. And then all of a sudden, I heard about the Small Business Development Center. And now, what is 19 years later, I am still here, and I’ve worked from being an advisor in a rural center to being in downtown Atlanta to now, you know, working with all of the different CE programs that we’re putting on around the state of Georgia, and I’ve been on the Professional Development Committee for about 10 years and been leading the conference here for about three years, excuse me, the training event. But it is just an absolute pleasure helping small businesses grow and reach that potential that we know that they can get to.

Tom Kindred  07:38

Nice. All right, so, April, incredible event that you have put together, obviously for multiple years, all really dedicated to continuing education, professional development certification. Talk to us about, let’s start high level. Talk to us about the event itself.

April Youngblut  08:02

Well, you know, one of the things that makes the SBDC program so strong is that we have 63 different SBDC networks across the country, in their regional, their state, and in the territories. And so we really do reach all of America and beyond. And so there isn’t really one national event that those that those advisors, attend, and this event is that and they we bring everybody together, and so they can connect and share best practices and network. So it’s obviously an incredible educational opportunity for them, but it’s really the only opportunity for them to come together. And obviously, there’s, there’s a lot of cross pollination, you know, different different states and regions are doing different programs. And so, you know, a lot of that expertise is shared. It’s shared in our workshops, but that we have meetings and roundtables and so, and then, you know, here on the trade show floor, people are talking and learning from each other. And so this event, really, I think, is culminates all of that into one place. And it’s very special, like you mentioned. It’s the 46th conference, and it’s been very, very important to these SBDCs. And one thing I would just mention as well is that some of them don’t have this kind of training available to them in person, training in their states and regions, and so this is maybe that premiere, that one time opportunity for them to really dig, dig in and get three days of a lot of hardcore training. So it’s, I think for some it’s incredibly important.

Tom Kindred  09:36

Yeah, absolutely. So let’s work our way down through this process. Kyle, you are the chair of the Professional Development Committee. We talked a little bit before we went on 200-plus breakouts, trainings, workshops, over 600 some odd people are you know, interviewed to become potential instructors. Talk about that process and talk about how it kind of looks today.

Kyle Hensel  10:05

Absolutely, as you mentioned, on average, we have about five to 600 people apply to actually present to this conference, to our advisors that are from around the country. And you know, it all comes back to those core competencies and what we need to know to help small business owners succeed. I mean, you look at the areas like marketing and finance and management, and what are those key areas that people really need assistance with? And people will submit as part of a national call for papers, and they will, you know, they want to be a part of this conference or training event they want to be able to speak to our big group, and we then review all of those different sessions, we make sure that it is going towards those core competencies, as well as will it help a modern day business owner? And then once we do score every single one of those presentations multiple times, which seems to take forever, I’m not gonna lie to you, but we then narrow it down to those that we will accept for the conference, and it is just an incredible process, but the amount of education that is gained to help out small business owners, is phenomenal.

Tom Kindred  11:21

Now, let’s go to the final step of this incredible, incredibly powerful process. So, Lisa, so what you’re a regional director of the University of Scranton’s SBDC center. So how does it all how does it all end? You bring your team here, they’re learning. Now, you take all this back talk about that process,

Lisa Hall  11:46

sure. So actually, yesterday, I had the pleasure of presenting a session with many of my colleagues from Pennsylvania where we shared our best practices, you know, just different programs and things we do to add value to our host institution. And I, I learned just as much from the audience in that session as we kind of shared with them. So I met lots of people who shared lots of information about some programs and initiatives that we may be working on or things that we want to do in the future. So we’ve, we’ve exchanged contact information. So, you know, when, when we go back, we meet as a team, we share the information that we learned, kind of like a, you know, what did I do on my summer vacation? But it’s like, what did I learn at conference or at the training event? And then we really dig in. We meet with some of the folks from across the nation to say, Okay, we want to, we want to look at this, how you’re using artificial intelligence, or what you’re doing for child care businesses or something like that, and how can we apply it here? We really do help each other. Those connections are formed, and I end up meeting with a lot of people virtually. It works out great, and sharing that information and continuing, and then we apply it at our center. But the real, you know, the great thing is, we’re taking back tools and resources and information and sharing them directly with the clients that we’re working with.

Tom Kindred  13:11

Nice. And I guess April, you know, back to you that kind of the big picture. I mean, this is really at the end of the day this, this is a professional development conference, it is about training consultants from across the country. And let’s face it, you know, in business, things change quickly. This isn’t, this isn’t a slow process in business, we’ve had AI come into the process. Now we’re trying to figure out how that how that supports and helps small business owners and operators. There’s FinTech companies here in the exhibit hall. What does that look like? How do we get that kind of technology in the hands of small business owners and operators, which helps them, in turn, get access to capital that they need to grow and scale. So, I mean, this is essential that that, you know, we bring consultants together, because things just change so rapidly in business. I mean, is that a fair kind of statement about this event?

April Youngblut  14:12

Oh, absolutely, absolutely. And, you know, we we look at the theme each year of the of the event, and look at what is happening in the marketplace, and what are the concerns of small businesses, what are the concerns of the SBDC programs, because they’re typically the same or very similar, and think about, you know, what are how can we get ahead of that? And like you said, it sometimes can be difficult because things are moving so fast, but the event, you know, also attracts some really great sponsors and exhibitors that bring in some of that technology and innovation. And so they actually will are part of our workshop selection. And so we’ll have some really great resources there as well to kind of help bring in exposure to things that are having happening in FinTech or technology. A lot of our SBDCs are just phenomenal. We have an AI, what we call America’s SBDC AI U program. We have a curriculum committee of SBDCs that have put together this curriculum to help the SBDCs and their small business clients to demystify what’s, you know, this huge thing coming in, right? AI, and we have actually developed a certification. We’re doing it here at this event. And you know, it’s really broadening everyone’s understanding and reducing the fear that so many people have about this, you know, tech revolution that we’re that we’re now in.

Tom Kindred  15:35

And again, I cannot help, you know, we’ve discussed the 200-plus workshops and breakouts where what we’re learning in those you know, breakout sessions, we’re taking that back to our local level at the local SBDCs. And I just can’t help mention to what’s behind us here, behind the podcast table here is, is a room full of exhibitors with all kinds of high tech tools, resources, a lot of them free resources that really help that small business owner and operator up their game. You’ve assembled really an incredible group of of support resources and tools. Talk about this element of the event.

April Youngblut  16:22

Well, thank you. You know, we’re very grateful, you know, for all of these organizations and their their interest and support. A couple of them this year actually came from SBDCs. You know, SBDCs are, you know, they have such a great reputation of working with their local partners. And so some of these small businesses actually came from, you know, cities across the country started working with an SBDC started maybe doing training for small businesses there. And then the SBDC said, you know, maybe you should scale this across the entire nation. And so they introduced them to me, and I bring them in. And then, you know, a lot of times, some of these organizations, they’re social impact arms, and they’re saying, hey, you know, we really want to reach these businesses, and we’ve got this program or these funds or things like that. And they learn about the SBDC program and their ability, how many clients SBDCs work with. And so they’re like, What a great partner, the relationships and the trust is there.

April Youngblut  17:19

And so it’s about building a bridge, you know, and there’s all these important pieces, and so I think that’s what really attracts these organizations to this event. And some of them, you know, come back again and again, and they’re having such great success. And one of the things I just wanted to share that I love to hear from our sponsors is how enthusiastic SBDC attendees are. They’re so passionate. You know about their clients, because they their clients are. I’ve, like I said, I’ve done marketing at the association. I’ve listened to a lot of stories, and they’re so moving. And SBDCs are so their heart is in it with those clients. And so when they come here, you just feel that energy. You feel that and they are here to soak this all up and take it back and share that wealth with them. And the sponsors and the exhibitors here really see that.

Tom Kindred  18:10

Yeah, well, there’s no doubt. All you have to do is walk through the room one time when they’re in this exhibit hall and see the engagement with these exhibitors. You know you can’t get around the tables. So couldn’t agree more. Kyle and Lisa, again, you both serve on this professional development committee. Just final words about the value and the power of this, this training event for those SBDCs across the country.

Kyle Hensel  18:39

Well, I will just say the SBDC is an incredible organization, and the amount of education that business owners can get as well as the value is just phenomenal. And this organization has helped collect all of these SBDCs together for the greater good. And I just cannot say enough about all the presenters that we have at this training event. All the great education is and everything. It’s an incredible event. And I know that all of our SBDCs are looking to take all of this information home just to help all of their clients implement it. So it’s an incredible event.

Tom Kindred  19:23

Lisa?

Lisa Hall  19:24

I think Kyle said it best, and we work really, really hard as a committee to sort through all of those proposals and figure out and listen to the people who attend and think about what they really value and what they want to learn and see. And you know, we take a lot of time to do that.

Tom Kindred  19:46

Absolutely. April, you get the final word, this is, this is your event. You’ve done incredible work. All you hear is, is great things about all that. Here over the course of three and a half days. So how do we wrap it all up?

April Youngblut  20:06

Well, I would just, you know, I I said it, get it again. We couldn’t do this without our professional development. That’s the meat, that’s the that’s in the sandwich, or next to the potatoes, whatever you want to call it. And it’s,

Tom Kindred  20:19

I like your I like your term.

April Youngblut  20:21

I’m hungry. I think I might be hungry.

Tom Kindred  20:24

It’s the meat in the sandwich. I like the way you put it, Apri.

April Youngblut  20:26

It is. It’s so important. And I’m just so grateful to be here to talk about it. We really want to see this conference, this training event, to continue to continue to provide quality workshops. And so the relationship between the association and this committee is so important. That communication that Lisa mentioned out to the network to talk to them about what they need is really, really important. And you know, this year, we’re offering three certification programs, and you know, we can do that. We can do more. We we’re just, we’re here to listen to these SBDC advisors and what they’re looking for based on where they’re at and where they’re at with these small business clients. And so, you know, we, I would say, you know, thank you all for this opportunity. Thank you for highlighting this this event. And you know, all of this knowledge is going to go back out all across America and help our nation’s small businesses. And I think we all feel really good about that.

Tom Kindred  21:23

Absolutely. Incredible work. And I can tell you, you’re you’re not going to have to go any further than the, you know, dozen or so episodes that we’ve created here. It was all incredibly valuable information about tools, resources and training opportunities. So we appreciate it. It is April Youngblut, who serves as the Vice President of America’s SBDC, Lisa Hall, who is the Regional Director of the University of Scranton’s. SBDC. She’s also serves on the Professional Development Committee. And Kyle Hensel, Director of Continuing Education University of Georgia’s SBDC, and Chairman, soon to be, maybe outgoing Chairman of the Professional Development Committee. Kyle, thank you for your years of service. Lisa, thank you for your service. April, thank you for all you’ve done for America’s SBDC and America’s small business community.

April Youngblut  22:21

Thank you, Tom.

Tom Kindred  22:22

Absolutely, thank you. This is Small Biz Florida. I am Tom Kindred, your host. It is all about small business here in Orlando, it is all about training, professional development, opportunities, certifications here at the 46th annual America’s SBDC training event, the future of work. Stay tuned. More to come. This is small biz, Florida. You.

About The Episode

Join Small Biz Florida host Tom Kindred for a roundtable discussion about the 46th Annual America’s SBDC Training Event in Orlando.

April Youngblut, Vice President of America’s SBDC, sits down with Lisa Hall, Regional Director at University of Scranton’s SBDC, and Kyle Hensel, Director of Continuing Education at University of Georgia’s SBDC and chair of the Professional Development Committee, to discuss what makes the Annual Training Event so impactful. The event serves as a national gathering where SBDC advisors can connect, learn about cutting-edge tools, and bring innovation back to their clients.

This conversation outlines the effort behind the event’s 200+ workshops, starting with 500-600 presentation applications that are carefully reviewed and scored to ensure they address core competencies in marketing, finance, and management. Kyle and Lisa explain how consultants take this knowledge back to their local communities, sharing best practices and forming lasting connections across the nation. 

April highlights how the event brings together sponsors and exhibitors offering technology resources, FinTech solutions, and programs like America’s SBDC AI U, a certification program designed to demystify artificial intelligence for small business owners. The passion and energy of SBDC advisors shines through as they learn, network, and prepare to support America’s small business community with the latest knowledge and resources.

Episode Outline

(03:33) April, Lisa, and Kyle’s journeys to SBDC

(08:02) The importance of bringing 63 SBDC networks together nationally

(10:05) The workshop selection process

(11:46) How training translates to client impact

(16:22) Sponsors, tools, and resources for small business

(19:24) Final thoughts on the value of professional development

Connect

About Small Biz Florida

Small Biz FL was designed to highlight issues and promote business assistance resources available throughout the state of Florida.

Small Biz Florida Podcast – Leading the Way: Insights from America’s SBDC Leadership Team

October 21, 2025

Tom Kindred  00:01

This is Small Biz Florida, the podcast and broadcast that’s all things business across the state of Florida. And there is no bigger small business event, or no more important small business event than the one that small biz Florida is working, attending and covering right now. It is the 46th annual ASBDC Training Event. It’s all taking place right here in Orlando, Florida. 1400 SBDC consultants state directors from across the country are here to be introduced to the latest in technology, small business tools and resources and to receive training that they will take back to their states to help their small business community. And we have two gentlemen who are experts in that field and can speak directly to all that America’s SBDC is doing to help small business across our country. We have Byron Hicks, who serves as the current president of the America’s SBDC board of directors, and he also serves as state director for North Carolina’s Small Business Technical Development Center. Byron, welcome to Small Biz Florida.

Byron Hicks  01:20

Great. Tom, thank you for having me.

Tom Kindred  01:21

Absolutely and we have back with us. Mr. Tee Rowe, who serves as president and CEO of America’s SBDC, welcome back, Mr. Rowe,

Tee Rowe  01:31

Thank you. Good to be back, Tom.

Tom Kindred  01:33

So gentlemen, listen incredible event here. 1400 SBDC consultants from across the country have gathered here today, over the next couple of days, to receive training, certifications, all kinds of small business work going on here for the next couple of days. Let’s start, as we always do, maybe just a very quick overview and pathway to your current roles. Then I want to get right into this, this whole event, we’ll start with you. Byron.

Byron Hicks  02:04

Great, thank you. Well, started out in banking, so, you know, in North Carolina, that’s what a lot of people do coming out of college. So I started out with Wachovia, did that for several years, then got into only my own land development company, water and sewer development, and then started working with SBDTC as a business counselor. So had clients, did all the great work that we do. Then moved up to regional center director. I was deputy state director, and then five years ago, got the state director position. So what else does an ex bank or ex contractor do? He comes to work for the SBTDC?

Tom Kindred  02:39

I love it. Listen, a lot of valuable experience on your pathway to your current role and Tee again, just a little bit of your background.

Tee Rowe  02:48

Yeah. Well, like I said before, I came from a family of small business owner lawyers, got out of law school, ended up working on Capitol Hill for the Committee on Small Business, then working for President George W. Bush as the head of congressional at SBA, and at the end of his term, ended up going with America’s SBDC. That’s been the last 15 years now.

Tom Kindred  03:17

Wow. So let’s talk about the event, 46th annual, wow, is all I can say there going on for a very long time, and just sort of like you Byron, I mean, I come at this whole SBDC thing from the business ownership side. I owned and operated a rather large multi store retail operation for about 20 years, and then started another small business. And my favorite question to ask the consultants in our center is, where were you people when I was in business.

Byron Hicks  03:55

I’ve asked that myself.

Tom Kindred  03:57

Yeah, I struggled every day in small business. It was a battle every day. And I could have used every single service that the SBDC offers, and you know, to bring everyone together to see the power of this program for small business owners is impressive here in Orlando. So again, both of you serve with America’s Small Business Development Center, organization, association, talk about this event.

Tee Rowe  04:25

Well, where do I begin? I mean, a lot of it is working with our sponsors, particularly now we’ve got this great AI U program that we’re doing with Google, and that’s part of the whole nexus of what we do. That is our AI, you know, artificial intelligence AI is the cutting edge, and that’s what our training events are all about, bringing our counselors to that cutting edge. A few years ago, we started our cybersecurity program North Star. You know, again, we’re always trying to be trying to get ahead of things for small business.

Tom Kindred  05:08

Byron, your thoughts on it?

Byron Hicks  05:09

Oh, I think it’s a wonderful event. The continuing professional development aspect of what SBDCs and SBTDCs does is what keeps us relevant to those small business clients. Things are changing all the time. We’re all hosted, for the most part, at universities, so we have also access to that. But this event itself brings, like you said, 1400 people here from all over the country to share best practices. A lot of these 200-plus breakout sessions, and a lot of those are taught by peer groups. So we’re learning from one another constantly, and it just keeps us in tune with what small businesses need, but also keeps us sharing the best practices.

Tom Kindred  05:48

you know. And I love the fact you point 200 workshops. I mean, that’s incredible. If we didn’t do anything else, that’s incredible. And you know, kind of being the podcast guy here, I spend a little time here in the exhibit hall. So I got to say, what always impresses me is the amount of tools and resources. And these aren’t just, you know, just tools that just are kind of out there. These are real hands-on technology, you know, web-based tools that clients have access and that can help change the projection of their business. I mean, it really is incredible. This offering right behind us here at the podcast table of all of those tools and resources, and a lot of those folks are providing presentations on their tools. And you know, majority of the SBDC centers across the country utilize and leverage these tools. Talk about this resource right here in this exhibit hall, all these resources.

Byron Hicks  06:49

Well, the resources are one of the things that set us apart from other resource partners out there. We have access to so many tools, a lot of research tools, Vertical IQ. One thing we have is a buying power of 63 networks across to get a license with Vertical IQ. But how many small businesses are sitting there wondering about their market, trying to understand their industry? They don’t have access to a several thousand dollar research tool? We do, right? And that’s what you get with a counselor. You sit down and get access, as a small business owner, to all these tools, whether it’s Growth Wheel to help them grow the business, ProfitCents to help you do a better cash flow analysis. And that’s something that this event really helps us get to know, also our vendors, but the new offerings that Vertical IQ just released, right?

Tom Kindred  07:35

And you know, you’re, you’re, you nailed it when you said, you know, thousands of dollars. I tell clients all the time when, especially when I give them a Vertical IQ report, you know, you’re basically looking at something that would cost you, as a small business owner, a couple of thousands of dollars to access, right? As a client of the SBDC, you have access to these kinds of resources at no cost.

Byron Hicks  07:59

Correct.

Tom Kindred  07:59

And that really is a fundamental, you know, part of the SBDC program, right? No cost, credentialed business consulting, right?

Tee Rowe  08:11

Absolutely. And we’re always trying to grow it, always trying to make every counselor a little bit better every year. And as Byron said, you know, the interaction between the counselors in the session sometimes it’s incredible because if you think you’ve seen it all, I guarantee you somebody else has seen something else.

Tee Rowe  08:32

Exactly. And you bring up that silver tsunami, people wanting to get out. And actually, we have a working group that specializes in employee stock options, ESOPs, so that basically, you’re turning the business over to the people who are the backbone of your business, your employees, right? So we’re, we’re always at the SBDCs, we’re always looking forward to that. And we just had a general session. And you know, some folks from Visa, one of our major sponsor, titanium sponsor, they were talking about Gen X and content creation, and the whole different way that that generation does business right. And how do we get ahead of that? How do we work with them and understand, okay, not all of our counselors are Gen X counselors. Some of us are more experienced, let’s say, how do we reach out to them? And how do we work with them?

Tom Kindred  08:32

Right. Yeah, very good point. I’m sure that’s exactly, I’m sure happens all the time. You know, when we think about small business, a lot of times, we really do think about the smaller business. We think about entrepreneurs who really can truly leverage and utilize the SBDC program. But you know, when I think about those more established businesses, maybe legacy businesses, you know, I think about that old saying, you know, you don’t know what you don’t know. And I just wonder, too, if a lot of those types of businesses wouldn’t benefit from, from at least, just engaging in some way with an SBDC, you know, taking advantage of some of those, some of those tools and resources. And as we kind of look at where small businesses today, we’ve got, you know what we talk about, being the silver tsunami. You know, all of these 65 year old individuals that own these small businesses that are looking for exit strategies. How do I get out of this business? You know, my children don’t want it. What do I do? So I mean, again, resources for everyone, from startup to those looking to sell and exit the business, right?

Tom Kindred  08:46

And that’s one thing about this conference. We get that exciting new perspective on things. But then back to your original statement, in North Carolina, one of our focuses is more existing small businesses. And we can be up to 500 employee company that we’re working with. And you think about the small business owner that started out, in my case, you talk about construction and grading. He started out running and ended up having a multi-million dollar company. He has a good accountant that keeps him from paying taxes, and a good lawyer keeps him out of jail. But who’s really helping him take that to the next level as a business, right? And, like you said, for no cost, he can get a dedicated counselor that can work with him to take him through that next growth strategy that next, get a contract with the local or federal government. I know I tried to get a contract one time to do some grading in a municipality, and you can’t do that stuff very easily.

Tom Kindred  11:50

And listen, we could kind of the whole reason I started this, this platform, this podcast, Small Biz Florida, is because I had so many of those experiences and where I couldn’t do business, and had I had access to the SBDC I could have, I’ll never forget, a federal agency moved into our community. I was in the equipment business. That agency bought multiple pieces of equipment, they had to buy I was a block away from that facility, and could not sell them the equipment they bought it from Baltimore, Maryland, because I did not understand federal contracting. If I had had access to Scotty Wilson, our APEX specialist, I would have sold those pieces of equipment. It’s that simple. Just didn’t understand. So listen, no one knows the small business marketplace better than the two of you sitting here. Talk to us what, what is, what does small business look like today in this country? Where are we? What’s the marketplace look like?

Tom Kindred  13:00

Most of the in North Carolina, we see about 6000 small businesses a year, but as a huge network here, I believe it’s almost 300,000 small businesses a year, and what we can learn from that is listening to them that they are optimistically cautious, is a way I would say. There are opportunities out there. There’s a lot of growth opportunities. Reshoring is helping a bunch. There are so many things going on, but they need groups like us to help navigate through this, right? So I would say it’s very optimistic. They just want to understand as much as they can, right?

Tom Kindred  13:33

And that makes sense.

Tee Rowe  13:35

And we had, we had Michael Brown from Visa, he’s their chief economist, and gave a presentation, and he’s always really popular because he helps our counselors get sort of a macro view of how the economy is working for small business and what’s happening with things like interest rates and core inflation and how things are moving along. And one of the things he pointed out is a big part of inflation right now, that’s what’s been going down. But what’s still propping it up a bit is labor services. That section, the cost of, you go out to dinner and it’s costing five bucks more, and that’s because the restaurant owner has got to keep his good employees. And I think when small businesses out there, and he talked about the NFIB confidence, the NFIB confidence numbers are really good. Now, the things that small businesses are worried about, well, they’re all over the map.

Tee Rowe  14:37

One of the ones is taxes, which is odd, because you look at the Reconciliation Bill that Congress has passed and say, well, actually, no, the tax situation is static. Now, some people are looking at that and saying, Well, I think that may be tariff uncertainty. My personal opinion is there may be uncertainty about your state taxes too, right? Because you never know what you’re particularly, if you live in a blue state, you never know what they’re going to come up with next. So, like Byron said, I think it’s cautious optimism, but if we look at the numbers, we look at the core spending that’s continuing in the economy, the cost of goods, which has been, you know, has dipped, actually, it was in the negatives a year or so ago, and it’s still pretty low. I think all of that militates towards, you know, we’ll be doing some investment. Now that we know R&D expensing is solid and we’re safe, and actually they cleaned it up a little bit, so it’s easier. I think we’re going to see a lot more activity from small business in the coming months.

Tom Kindred  15:47

Yeah, if you don’t mind me jumping in, we always talk about capital, access to capital for small business. That’s always a challenge in the southeast, especially, I know you see in Florida, like we have hurricanes, we have issues like that. What we’ve got is small businesses that want to grow, that are carrying a debt load that won’t allow them to borrow to grow, so they have to look at other other ways to get that capital to grow. They’ve already got the recovery loans, and that’s a challenge right now. But I think interest rates dropped, some of the fee structure on SBA loans. There’s some great opportunities there. It’s just, you know, what does small business do they need money? But they don’t always want to borrow more.

Tom Kindred  16:26

Right. And you know, you would, since you brought up capital access and small business, I guess, you know, I’ll ask a question. Maybe there’s no answer to it. I don’t know. You know, what about those smallest of small businesses. It is, you know, if you’re, if you’re, if you’re a viable small business, you’re doing that half a million dollar to a million or more, and you need to borrow that half a million to a million to grow. That’s in the mainstream. What about the smallest of small businesses that need those, what we call micro loans? What is the status of of those of micro lending in our country? Do we see some, some movement where those small businesses can get access to that $50,000, $60,000, $100,000 loans? What’s going on in that space?

Byron Hicks  16:27

That’s a real good question.

Tom Kindred  16:27

And I hope you have a real good answer.

Byron Hicks  16:27

We’ll see if it’s real good. Being an ex-banker, what most people forget about when you’re looking at Capital. All it is, is a risk mitigation or the interest rates, even we’re talking about lower end interest rates, all that is, is a cost of the risk for a bank. Well, unfortunately, the ones you’re describing are usually the riskiest opportunities. So there is capital there, but it’s not your traditional you’re not going to walk into one of your major banks and apply for a $10,000 or $15,000 loan. They’re going to look at that as a personal loan. And so the small business owner has to know that as they’re growing. And Visa there are opportunities to use credit card. When you need money, you need money. But the money’s got to be for a good purpose, to grow the business, and not all money’s the same.

Byron Hicks  16:27

And we really spend a lot of time with the small business owners, helping them understand how money’s different. It can be, is it investment from your family? What does that do to a cap table down the road if you want to go and sell the business, if you have all your aunts and uncles that own a share of it, you know, but can you get a regular loan? How can you prepare for that? Can you even tell your story with financial projections to back it up? So I guess I’m going off on this.

Tom Kindred  16:27

But I like, I like it.

Byron Hicks  16:27

It’s not just the access to loans, it’s the preparation and understanding. And one more thing on that people have got to understand too, that banks have portfolios, and they’re managing by their portfolio. So you might be in an industry that certain banks aren’t excited about right now, and it’s our job as SBTDC counselors to know in our communities which banks right now are loving craft breweries, which ones are bailing on them, and then we can put our clients in front of the right resource to help them have access.

Tom Kindred  16:30

That’s an excellent point, too. And again, back to the whole concept of, you know, the money’s out there. It’s, it’s where you get it from, and you’re so right, the smallest of small businesses may have to leverage that credit card money. Certainly have to use that bootstrapping, you know, concepts to get the money and then find themselves in a position to where they then they’re borrowing those, those dollar amounts that banks, you know, will have the conversation about. So it does, it makes sense.

Tee Rowe  19:32

Right. And if I can just toss in the congressional angle on this, in the recent appropriations bills, Congress put funds in CDFI, the Community Development Financial Institutions, but they were very specific that we want 70% of this money going to small businesses. So that’s that’s a big help. And those are those smaller loans, because CDFI lender have, you know, have got a different box, if you will.

Tom Kindred  20:03

And again, I think that, you know that is addresses the issue. You know, there is a recognition that there is some need out there for that micro lending, and it’s and folks are working on it. Okay, I like it. Listen, gentlemen, I cannot thank you both enough for your time here to explain the purpose and the mission behind this event, which is a powerful and needed mission and vision, because it’s an old cliche. Of course, everybody says it, but small business truly is the backbone of our country. I mean, when you look at the numbers, the data alone, data just doesn’t lie. I mean, most businesses out there are classified as small is that right?

Tee Rowe  20:51

You’re absolutely right.

Tom Kindred  20:52

And small businesses truly are the generators of all the really new jobs out in this country. So, you know, again, it’s easy for me. It’s so easy for me, and it’s, I’m sure, easy for Byron too. I could have used this program. I could have used every aspect of this program, and would have probably been a better manager, owner and operator, and would have probably made some more money.

Byron Hicks  21:17

Agree, 100%, yes.

Tom Kindred  21:19

Right. So again. Thank you for your time here. Thank you for your work with America’s SBDC. Tee, thank you for your leadership Byron, thank you for your leadership and commitment as the as the current board president. Thank you for your work in North Carolina as the state director of the SBDTC. Gentlemen, thanks again.

Tee Rowe  21:42

Thanks alot, Tom.

Tom Kindred  21:44

This is Small Biz Florida. It is all about small business here in Orlando at the 46th annual America’s SBDC Training Event. Stay tuned. Whole lot more to come. This is Small Biz Florida.

About The Episode

Join Small Biz Florida host Tom Kindred at the 46th Annual America’s SBDC Training Event in Orlando, where 1,400 SBDC consultants from across the country gathered to enhance their skills in serving small businesses. 

Byron Hicks, President of America’s SBDC Board of Directors and State Director of North Carolina SBTDC, along with Tee Rowe, President and CEO of America’s SBDC, discuss how this annual event brings together business counselors to share best practices and learn about the latest resources available to small business owners.

Small Biz Florida Podcast

This year, America’s SBDC Training Event offered 200+ breakout sessions (many taught by peer groups) that keep counselors at the cutting edge of topics like AI, cybersecurity, and working with different generations of entrepreneurs. 

In this conversation, Byron and Tee also reflect on the current state of small business, describing owners as “optimistically cautious.” Plus, they address practical challenges like accessing capital for micro-loans, understanding federal contracting, and planning exit strategies.

Episode Outline

(02:04) Introduction to the Byron Hicks and Tee Rowe 

(04:25) Event highlights: AI U program, cybersecurity training, and 200+ workshops

(08:32) Current small business landscape and economic outlook

(16:27) Capital access challenges and micro-lending solutions

(19:32) CDFI funding and congressional support for small business

About Small Biz Florida 

Small Biz FL was designed to highlight issues and promote business assistance resources available throughout the state of Florida.

National Veterans Small Business Week Kickoff Event in Washington, DC.

October 16, 2025

National Veterans Small Business Week (NVSBW) is an annual opportunity to celebrate veterans’ service beyond their military career. For thousands of veterans and military spouses, the commitment to serve continues through entrepreneurship. NVSBW celebrates those who carry the values of discipline, resilience, and teamwork from the battlefield to the small business world.

NVSBW’s 2025 theme, “Honoring Veteran-Owned, American Made,” puts a spotlight on veteran-owned manufacturers—the builders shaping America’s future. These entrepreneurs are not only keeping factories alive and workshops busy, but also producing goods, jobs, and innovations that fuel communities across the country.

NVSBW begins on November 3 with a kickoff event, “Veteran-Owned, Made in America: Manufacturing the Future,” at the U.S. Chamber of Commerce, located at 1615 H Street, NW, Washington, DC. Before the formal program begins, the event will start with a showcase of veteran-made products—proof that the ideas and innovations of military-connected entrepreneurs are not just concepts, but tangible contributions to the economy.

Once the ceremony commences, from the moment the honor guard presents the colors and the national anthem fills the hall, the program will set a powerful tone. Leaders from government, industry, and veterans service organizations will stand alongside business owners whose stories reflect the strength of American manufacturing.

SBA officials will speak to veterans who are building the foundation of America’s future, followed by remarks that underscore the Administration’s commitment to revitalizing U.S. industry. This event will serve as a reminder that entrepreneurship is not separate from service—it is a continuation of it. Medal of Honor recipient Dakota Meyer will share his own story, embodying the resilience and grit that define the veteran community.

The event will also include a roundtable on “Veterans, Values, and the American Economy,” where leaders, entrepreneurs, and innovators will discuss access to capital, federal procurement, and the unique perspectives veterans bring to American competitiveness. These discussions will highlight opportunities that help small businesses grow, create jobs, and remain rooted in their communities.

NVSBW is a reminder that veterans’ service to their country is not only part of American history, but it is essential to its future. By leading companies, driving innovation, and building products proudly made in America, they are manufacturing more than goods; they are manufacturing opportunity, resilience, and pride in communities nationwide.

Seats are limited. Learn more and register.

Ready to take the next step? Visit sba.gov/ovbd and follow the SBA Office of Veterans Business Development on LinkedInX, and Facebook.

Medical Equipment Supplier Reaches Global Markets

October 15, 2025

Aydin Bilgutay, a second-generation owner of the company Infinium Medical, a leading patient monitor manufacturer and medical equipment supplier based in Pinellas County, has continued to grow the business alongside his brothers ever since his father started it over 30 years ago. Since taking over the business, the team knew they wanted to keep up with their exporting success and reach global markets. That’s when they decided to reach out to the Florida Small Business Development Center (SBDC) at the University of South Florida (USF) for professional advice and guidance.

Faced with the challenge of penetrating new markets, Bilgutay turned to the Florida SBDC at USF for assistance. His business consultant and international trade specialist, Selma Canas, provided invaluable support in developing a comprehensive export marketing plan tailored to the company’s goals and capabilities.

“We started with the SBDC many years ago. The first item we received was a packet, an export marketing plan. It was a very detailed plan that focused on our products, our export codes, and some target markets we might want to consider that had an ease of doing business. We used that to target the distributors in those markets for our products and make connections with the distributors that help us sell in those markets,” Aydin Bilgutay said.

In addition to the export marketing plan, the Florida SBDC at USF assisted Bilgutay in securing State Trade Expansion Program (STEP) Grants. These grants provided essential funding for international marketing activities and enabled the company to participate in trade shows. “On top of that, we had several trade missions abroad. I, myself, visited Vietnam and Panama with the SBDC, and just recently, we had this STEP grant for our international marketing efforts, and we went to Vietnam for a Gold Key meeting. We also did a trade show in Düsseldorf, Germany, at the Düsseldorf Medica, and we did a big show in Miami. The FIME show, Florida International Medical Expo,” Aydin Bilgutay said.

The Florida SBDC at USF’s support didn’t stop there. The business consultant offered continuous international business guidance, helping Bilgutay navigate the complexities of global trade. This comprehensive support culminated in a significant achievement. “Our biggest success, in my opinion, is in the pipeline right now, using the STEP grant, we were able to secure a one-on-one meeting aboard with a very large university hospital,” Bilgutay expressed. “We originally went for the product that we were manufacturing, the monitors, which they were very interested in, and not only that, we were able to close a lot of other products in the package. So, I think it’s going to be a long-term success and a multiplier for our business,” he added.

How does a Pinellas County medical equipment supplier reach global markets? 🌎 For Infinium Medical, the key was a partnership with the Florida SBDC at USF. Learn how an expert export marketing plan and STEP Grants led to major international… Share on X


Moving forward, the business owner mentions how they will keep in contact with the Florida SBDC at USF to use Canas’ professional advice and access to important market research. “Anytime we have a new market or a new contact, I reach out to them to get some more information on the market. So, the ease of doing business, any barriers, things like that. That information is provided to us as a service from them, and then, of course, setting up and finding trade missions, future grants for marketing efforts,” Aydin Bilgutay said.

Infinium Medical’s success story is a testament to the power of partnership and the impact of targeted business support. Thus, Bilgutay goes on to encourage his fellow small business owners to take advantage of the help and resources offered by the Florida SBDC at USF. “For other small businesses considering the services at the [Florida] SBDC [at] USF, I would say, go for it and be clear about what your product, or service, is offering to the marketplace,” he said. “They can get you connected with the right people, get you into the country, and have meetings with similar businesses in different countries that can distribute your product and also source different products for you if you’re looking for certain materials,” Bilgutay added.

Bilgutay didn’t fail to mention his own appreciation for all the help he’s received and will continue to receive. “On a personal level, I’d just like to thank the SBDC at USF and Selma, especially for these opportunities. I got to travel to eight or nine different countries over the past five years and meet a whole group of new people,” Aydin Bulgutay said.

“It’s the small steps that make the biggest impact, so thank you, Florida SBDC at USF, for getting me in the right direction and helping grow my business,” he said.

nTechQuity: How an Intergenerational Program is Closing the Digital Divide

October 8, 2025

In her former information technology roles, Todd Rennae Boone witnessed a wide digital divide. “I worked with young people in marginalized communities,” she explained. “What struck me was that the only difference in learning wasn’t their ability, but the resources to which they had access.” 

Fueled by a desire to bridge this gap, Todd launched nTechQuity Community Learning, a unique initiative fostering intergenerational learning. At nTechQuity, she matches tech-savvy kids up with not-so-tech-savvy seniors, and the knowledge shared and the relationships forged are transformative.

Todd’s biggest hurdle to the concept was finding a suitable location – one accessible for both older adults and young participants. Todd met Michigan SBDC Consultant Karlie Robinson at a local community resource fair. Karlie then helped Todd secure classroom space at host institution Saginaw Valley State University’s Riverfront location. “Karlie’s guidance has been foundational,” Todd acknowledges. “Thanks to the Michigan SBDC, I was able to secure the perfect space. Karlie not only made it available but also ensured it was welcoming and inviting.”

“Todd’s passion for the Saginaw community and its people is what truly sets her apart,” said Karlie. “Her students aren’t just after-school participants who are part of her business—she truly cares about them.” In addition to securing the right location, “Given Todd’s deep community connections, our coaching focused on strategic outreach and negotiation tactics,” said Karlie.

What happens when tech-savvy kids teach seniors? 💡 Connection, learning, and a shrinking digital divide. Meet Todd Rennae Boone, founder of nTechQuity, who is fostering intergenerational bonds and tech equity in Saginaw #SmallBizSuccess Share on X

Their collaboration exemplifies the two-way street of the Michigan SBDC experience. “The best part of my job is sharing knowledge,” Karlie reflected. “But clients like Todd push me to learn as well. Every entrepreneur brings unique challenges, making me a better consultant for the next.” Todd concluded: “Thank you to the Michigan SBDC for allowing me to gift this life-changing opportunity to my program participants.”

Thanks to nTechQuity and the Michigan SBDC’s support, the digital divide is shrinking, one connection at a time.